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Tuesday, July 1, 2008

Negative Reports About State Farm Insurance

Customer Reports about State Farm Insurance

Pedestrian accident
Product/Service: Car insurance
12/13/2007

State Farm insurance is terrible. Like a good neighbor is a joke. My son was hit by a car walking across the street. The driver and I both had state farm. Under no fault it fell to our insurance. Even though the driver was at fault. They would not pay for anything off of liability after our personal injury ran out. We paid out of pocket for part of his medical. They would not admit liability on the drivers fault even though the police report showed he was 100 percent at fault. We ended up with our day in court and their lawyer crafted a lie that my son had a prior injury and somehow that he was not entitled to full damages for medical. They are a despicable company. My son was walking...and the driver got off because he had a State Farm lawyer who was good at lying. The whole thing cost us a few thousand dollars and he received nothing for pain and suffering.

I would be very leery of any future dealings with them and am switching insurance. They are good neighbor alright. What a joke.


State Farm Cancelled my insurance without notification
Product/Service: Car Insurance
11/20/2007 Houston TX

I recently got insurance with state farm and was paying a horribly high rate since I had recently had a ticket and a car accident. Within a month they raised my rate and quoted me three different prices and when I called to verify the price and paid it in full. State Farm then, without notification, canceled my insurance because they had raised my rates again and I was never informed. The only reason I found out that it was canceled is because I say the return of funds in my account. Upon speaking with a state farm representative I was told that I did not pay the correct amount which had been raised a whopping forth time in this one month period.

Despite my recent accident and ticket, there was no basis to raise my rate more than once or twice. Also, the staff should properly inform you if they are going to cancel your services so you can make proper arrangement.


Beware "coverage" of rental cars by your Insurance Company
Product/Service: Car Insurance for rentals
8/30/2006 MN

I am currently unable to get affordable car insurance (less than $1500 per year) because of a chipped windsheild. State Farm (and potentially all insurers in Minnesota) code ANY claim on a rental car as PROPERTY DAMAGE LIABILITY, and it therefore appears on your record as an AT-Fault accident. The cost of insurance for me (if I want to leave state farm) has DOUBLED because of a $200 claim from a no-fault chipped windsheild incident. YOU ARE NOT COVERED BY YOUR INSURER FOR RENTALS IF YOU LIVE IN MINNESOTA.....THEY MAY PAY THE CLAIM (minus a significant service charge from the rental company that they won't pay) BUT YOUR RECORD WILL BY SHOT. THEY CAN THEN RAISE YOUR RATES ALL THEY WANT BECAUSE YOU WILL NOT BE ABLE TO GET COMPETITIVE QUOTES FROM OTHER COMPANIES. THAT IS A RACKET! BY THAT LOGIC THERE IS NO DIFFERENCE (ON YOUR RECORD) BETWEEN GETTING A CHIPPED WINDSHEILD AND DRIVING YOUR RENTAL THROUGH SOMEBODY'S KITCHEN. OUCH! I AM A PROVEN SAFE DRIVER WITH NO AT-FAULT ACCIDENTS AND LESS THAN $2,000 PAID IN CLAIMS BY STATE FARM IN 8 YEARS AS A CUSTOMER BUT I CANNOT FIND INSURANCE FOR LESS THAN $200 PER MONTH!

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